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THE CONSUMER CAUTION CORNER
Saving money when you shop
This week, the Office of the Attorney General’s “Consumer Caution Corner” outlines the Federal Trade Commission’s guidance on how consumers can save money while shopping.
You can save money when you shop if you compare prices at different stores, use coupons, think about whether you really want something, and ask questions.
How do I start saving?
Before you buy something, ask yourself:
Have I:
• looked for coupons?
• checked the price at more than one store?
• asked about when it might go on sale, or thought about waiting for a sale?
• thought about what else I might spend my money on if I do not buy it?
When I find a good deal, should I buy the product?
Maybe you should buy it. Maybe not. Before you buy, think about whether this is the right deal for you. Ask yourself:
• Am I buying this just because it is on sale?
• Do I really want or need this thing?
• Can I afford this product, even on sale?
• Do I want to buy it, even if it adds to my credit card debt?
Each week, the OAG’s Consumer Protection Education Program (a.k.a. “The Consumer Caution Corner”) shares FTC and/or Federal Communications Commission publications that provide consumers and businesses with the “know-how” to identify and protect themselves from unfair trade practices and marketplace schemes. If you would like to file a consumer complaint, please pick up a form at the OAG (on Capital Hill) or request one by email from consumer_counsel@cnmioag.org. After completing the consumer complaint, please submit it by email or in-person.
We cannot act as your private attorney. If you need legal assistance, we will recommend that you contact a private attorney or legal aid organization. We cannot give legal advice or act as your private attorney.
Michael J. Cyganek (Special to the Saipan Tribune)
Michael J. Cyganek is the consumer counsel at the Office of the Attorney General.
